IndusInd Bank Intraday Prediction for Tomorrow, Weekly, Monthly Analysis
IndusInd Bank is one of the top private-sector banks in India, providing a wide range of financial services like banking, loans, and investment solutions. Recently, however, the bank has been facing difficulties. Its stock price has been falling for a while, especially in the monthly chart. This decline is mainly due to the discovery of problems with its derivatives accounting transactions that occurred before April 1, 2024. The bank estimates a potential loss of ₹1,577 crore because of this issue. To get a clearer picture, it has hired an external agency to independently verify the loss. Even though this situation has caused concern, IndusInd Bank remains an important player in India’s banking sector, and in this article, we will look at how these challenges could affect its stock in the short and long term.
What is IndusInd Bank Ltd. NSE: INDUSINDBK
IndusInd Bank is a private bank in India that offers many different banking services. It started in 1994 and serves both individual customers and businesses. The bank provides services like savings accounts, loans, credit cards, insurance, and ways to invest money. For businesses, it offers services such as financing, trade support, and other banking needs. The bank is well known for making banking easier through digital tools, allowing customers to use online and mobile banking. It has many branches and ATMs across India, and it has also expanded to other countries like Dubai, London, and Singapore to serve customers there as well.
IndusInd Bank Intraday Prediction for Tomorrow
The stock of IndusInd Bank has been under pressure for some time, and this could continue soon. The news about accounting problems is causing a lot of uncertainty, which could lead to fluctuations in its stock price. For tomorrow, the stock is expected to move around important support and resistance levels. If the stock breaks through these levels, it might either go up or down sharply. Intraday traders should be very careful and watch the stock closely because there is a lot of uncertainty right now. The stock could react suddenly to news or market changes.
| Day | Minimum Price | Maximum Price |
| Tomorrow | -61 | +80 |
IndusInd Bank Price Prediction This Week
Looking at the weekly chart, we see that IndusInd Bank’s stock has been facing pressure due to ongoing accounting issues. The bank’s internal estimates of the potential loss, combined with the uncertainty, have caused the stock to fall. Over the next week, the stock may continue to struggle, and the price could keep falling. However, there is also a chance that it might find some support at lower price levels, which could slow the decline. If the stock stabilizes, it might try to move up again, but much will depend on how investors react to the situation and the news about the bank’s loss.
| Month | Minimum Price | Maximum Price |
| March | ₹600 | ₹740 |
IndusInd Bank Price Prediction for March 2025
Looking ahead to March 2025, IndusInd Bank’s stock is expected to continue facing pressure. This is because the accounting issues are still hanging over the bank, and investors will likely remain cautious until the situation is fully resolved. If the external agency verifies the loss to be smaller than initially expected, there could be a small rebound in the stock price. However, the overall market sentiment will remain uncertain, and the stock could still face challenges as it tries to recover from this setback.
| Month | Minimum Price | Maximum Price |
| March | ₹558 | ₹761 |
IndusInd Bank Price Prediction for April 2025
In April 2025, the stock may see some volatility as the investigation into the accounting discrepancies continues. If the external audit report is positive, the stock could start to recover. However, if the report reveals a larger loss than expected, it could lead to further declines. Overall, the stock’s performance in April will heavily depend on how the market reacts to the audit findings. Investors will be closely watching for any news that can give more clarity on the situation.
| Month | Minimum Price | Maximum Price |
| April | ₹621 | ₹779 |
IndusInd Bank Price Prediction for May 2025
By May 2025, if the accounting issue is resolved, IndusInd Bank’s stock could stabilize. However, even with a positive outcome, the stock may not see big jumps in price immediately. Instead, it could trade within a certain range, neither going up significantly nor falling further. This could be a period of consolidation where the stock moves sideways, giving investors time to assess the situation and decide whether to buy or sell. However the stock might still face resistance at higher price points, and it may take time for investors to regain full confidence in the bank.
| Month | Minimum Price | Maximum Price |
| May | ₹730 | ₹800 |
IndusInd Bank Price Prediction for June 2025
In June 2025, if IndusInd Bank has successfully addressed the accounting issues, the stock could start to show signs of recovery. Investors may return to the stock, especially if the external audit’s findings are positive. However, it is important to note that recovery may not be immediate, and the stock could face some resistance at higher levels. It might also experience some pullbacks as investors wait for more confirmation about the bank’s financial stability. Still, if things improve, June could be a month when the stock starts to show more promise.
| Month | Minimum Price | Maximum Price |
| June | ₹1,500 | ₹1,720 |
Long-Term Investment in IndusInd Bank Stock
For investors thinking about long-term investment in IndusInd Bank, this could be a good opportunity if the bank successfully resolves its accounting issues. While the current situation is causing some uncertainty, IndusInd Bank is still a key player in India’s banking sector, and the market could eventually regain confidence in the bank if the issue is cleared up. However, investors should be cautious, as the loss of ₹1,577 crore has caused significant concerns. The long-term growth of the bank will depend on how it handles this situation and how the market reacts to the findings from the external audit.
Is IndusInd Bank Good for Intraday Trading?
IndusInd Bank’s stock can be considered for intraday trading, but it comes with some risks. The recent accounting issues have caused the stock to become quite volatile, meaning the price can change quickly in response to news and market conditions. Traders should be alert and ready for sudden price movements, but it’s also important to note that the stock might not be as predictable as usual. Given the uncertainty, traders should be cautious and closely monitor any updates related to the accounting issue and the bank’s financial situation before making decisions.
Earnings Result of IndusInd Bank Ltd
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
| Revenue | 28,783 | 29,000 | 30,822 | 36,368 | 45,748 | 50,232 |
| Interest | 16,724 | 15,472 | 15,822 | 18,776 | 25,132 | 28,873 |
| Expenses + | 12,611 | 15,997 | 15,840 | 15,525 | 17,638 | 21,204 |
| Financing Profit | -553 | -2,469 | -839 | 2,067 | 2,978 | 156 |
| Financing Margin % | -2% | -9% | -3% | 6% | 7% | 0% |
| Other Income + | 6,951 | 6,559 | 7,334 | 8,166 | 9,388 | 9,476 |
| Depreciation | 278 | 305 | 321 | 373 | 425 | 0 |
| Profit before tax | 6,121 | 3,784 | 6,174 | 9,860 | 11,942 | 9,632 |
| Tax % | 28% | 25% | 25% | 25% | 25% | |
| Net Profit + | 4,418 | 2,836 | 4,611 | 7,390 | 8,950 | 7,226 |
| EPS in Rs | 63.70 | 36.68 | 59.52 | 95.24 | 114.99 | 92.79 |
| Dividend Payout % | 0% | 14% | 14% | 15% | 14% |
IndusInd Bank Pros and Cons
Pros
- The bank has a strong presence in India and continues to offer a variety of banking services.
- IndusInd Bank has been growing steadily in terms of revenue and profit over the years.
- The bank is investing in digital banking and expanding its customer base.
- Despite recent issues, the bank’s long-term prospects remain positive if it resolves its financial challenges.
Cons
- The accounting issues and an estimated loss of ₹1,577 crore have caused uncertainty and affected investor confidence.
- The bank’s stock price has been declining, and there is volatility in its performance.
- There is still uncertainty around the actual size of the loss, and this will impact the bank’s future performance.
- Investors may be hesitant to return to the stock until the accounting issues are resolved and the situation is fully understood.
Conclusion
IndusInd Bank is facing a challenging period due to the discovery of accounting problems, which has led to a decline in its stock price. While the situation remains uncertain, the bank still plays a major role in India’s banking sector. For long-term investors, there may be an opportunity to invest once the accounting issues are addressed and resolved. However, until the external audit results are out and the situation becomes clearer, investors need to stay cautious and keep a close eye on developments. The outcome of this investigation will determine whether the stock will recover or continue to face challenges in the future.
